Today's MoneyUnit 3

Unit 3
Today's Money

Online متصل على الإنترنت Bargain صفقة
Cash نقدا Debit card بطاقة سحب
Surf مسح الشبكة Broadband الاتصال السريع بالإنترنت
Cheque شيك بنكى Adult بالغ
Risky محفوف بالمخاطر Go shopping يتسوق
Team sport رياضة جماعية Catalogue كتالوج
Save يدخر Popular محبوب
Deliver يوصل Partner شريك
Until recently حتى عهد قريب Ordinary عادى
Complain يشكو False مزيف
Banknotes عملات ورقية Coins عملات معدنية
Worries أشياء مقلقة Spend a holiday يقضى إجازة
City centre قلب المدينة Complete يكمل
Convenient ملائم Mistake خطأ
Electronic chips قطع إلكترونية Exactly بالضبط
Package رزمة Trusted موثوق فيه
Ivory عاج Exchange يتبادل
Shopping survey استبيان شراء Open bank account يفتح حساب فى البنك
Cash machine = cash dispenser آلة صرف النقود Relax يسترخى
Thirsty عطشان Furniture أثاث
Activities أنشطة Arrangement ترتيب
Persuade يقنع Traditional bank بنك تقليدى
Customer عميل Researcher باحث
Banking اعمال مصرفية Details تفاصيل
Damaged تالف Main reason سبب رئيسى
Interviewer محاور Avoid يتجنب
Report تقرير Introduction مقدمة
Navigation مقدمة Post code الرمز البريدى
Adequate كاف Protect يحمى
Items of value ساع ذات قيمة Basically أساسا
Website موقع على الشبكة Charity organization مؤسسة خيرية
At random / randomly بعشوائية Valueless لا يقدر بثمن


Idiomatic expressions
A 16-year- old student طالب فى سن السادسة عشر
By the age of عند بلوغ سن ...
Everything has gone wrong today لقد تعطل كل شئ اليوم
I'd rather / I'd prefer أفضل
There a problem with … هناك مشكلة فى ...
Do banking activities يقوم بالأعمال المصرفية
To buy +شئ + less than half the price paid for it يشترى شئ ما بأقل من نصف الثمن
Change over the years يتغير على مر السنين
Get into the internet يدخل على الإنترنت
Give my money back أسترد نقودى
Go on a journey يقوم برحلة
Have a choice الاختيار لك
Make a model of يصمم نموذجا
To order +شئ + by post يطلب شئ بالبريد
Pay in cash يدفع نقدا
To put money into accounts يضع أموال فى الحساب البنكى
Prepositions
Advantages of ميزة لـ Ask about يستفسر عن
Complain of / about يطلب شئ Give …back يعيد
Go into يدخل Based on قائم على
Work for يعمل لدى Communicate with يتصل بـ
Pleased with سعيد بـ Look forward to يتطلع لـ
Look for يبحث عن Pick up يلتقط
Proud of فخور بـ Thank for يشكر على
Wake up يوقظ Look on يلقى نظرة
Arrive at يصل إلى Pay for يدفع لـ
Way of طريقة لـ Usage استخدام
People use computers for many different activities, from reading online newspapers to listening to music, but the fastest-growing areas of computer used are online shopping and internet banking.
Until recently, shoppers had two choices: they could buy things from a catalogue. What has made internet shopping so popular is the increase in the number of broadband internet connections. To attract customers, many online shops and companies now have interesting, users-friendly websites which make buying things easier than traditional ways of shopping. With just a few clicks of the mouse, you can order almost anything you can find in ordinary shops. In some countries, people order their food online and have it delivered by supermarkets to their homes. In Britain, experts believe that in the next year, online shopping will increase.
As well as being easier for people with busy lives, internet shopping also helps people to look for thing they can't find in their own area and find them at the cheapest prices. Interestingly, researchers have found that the largest increase in online shopping is among men.
People are also changing to internet banking. In the past, everyone used to go into their bank to put money into their accounts or to arrange to borrow money. Now, more and more people are doing all their banking activities online. Some people never visit a real bank when they need cash, they get it from a cash machine.

Notes
Between / among بين
* Between بين إثنين
* Among بين أكثر من إثنين
Ramy is sitting between Ahmed and Ali.
She was standing among the people.
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* Machineآلة
This machine not only washes clothes but also dries them.
* Apparatus أجهزة
Divers must check their breathing apparatus.


* Habit عادة فردية
* Custom عادة جماعية
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* Prefer + (ing / اسم ) to +( ing + اسم)
* 'd prefer + (to + مصدر) rather than + مصدر
I prefer reading stories to watching TV
I'd prefer to read stories rather than watch TV.
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* Have experience + ing
I have experience using the computer.
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* What + make +مفعول + صفة مصدر/ is (was) that
What makes him a good teacher is that he is patient.
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* Look forward to +ing
I look forward to studying Italian.
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* Make + مفعول + to + مصدر
He made Ali leave the hall.
Language Functions
Interview language Replies الرد
*Excuse me, could I ask you some questions about…………………...? - Yes, of course.
*Could you tell me ………………? - Yes, ………..

Respond to each of the following situations
1-You ask your teacher how to use a dictionary.
2-Your friend is thanking you for lending him some money.
3-You refuse politely to answer a question asked by one of your classmates.
4-The interviewer wants to know if you are ready to answer hi questions.

Say where these mini-dialogues are taking place and who the speakers are
A: How would you like to pay for it, sir?
B: By credit card.
A: That's fine, let me put it your bag.
B: No, thanks. It is starting to rain, I think I will
wear it now

A: Could you get me to the station by ten o'clock?
I am very late.
B: I will do my best.

A: How can I improve my performance at basketball?
B: You should train hard and do more exercise.
A: Are you going to let me take part in the next match?
B: Maybe.

A: Have you got this medicine ,please?
B: yes, but I can't give it to you without a prescription.



A: How much is the punch of flowers?
B: 20 pounds.
A: Can you deliver it to this address.
B: Certainly.

A: You must have an operation.
B: When will you perform it?
A: After finishing some analyses.


A: This blouse is too loose. I want to take it in.
B: Let me take your measurement again.



A: I’d like you to tell your viewers how
could you succeed in life?
B: I trained hard and had a trust in God.
A: How many medals have you got?


Find the mistake in each of the following sentences, then write them correctly
1-Do you have any worries of buying things online?
2-Buying things online is easier than traditions ways of shopping.
3-With just a few hits of the mouse, you can start the program.
4-While I was serving the internet, I found the mobile I wanted to buy.
5-I need some money, I will go to the bank to lend some.
6-The greatest increase on online shopping is among women.
7-She was driving her car while it began to rain.
8-While I went to school, someone stole my bag.
9-I last ate burger a month before.
10-We congratulated Hany before he had scored a goal.
11-I used to going swimming on Friday when I was younger.
12-Hardly has She cleaned the kitchen when her mother arrived.
Choose the correct answer
1-Paying only 20000 pounds for this car is really a (loss / profit / damage / bargain)
2-I am very busy, so I'd rather (buy / to buy / buying / bought) things online.
3-To be online is to be (detached / disconnected / untouched / connected) to the internet.
4-Only (children / adults / babies / kids) can get a debit or a credit card.
5-It is (reasonable / unbelievable / incredible / unthinkable) to say that robots can do cooking for us.
6-So many people don’t have enough time to (go / make / take / perform ) shopping nowadays.
7-Most European countries use the same (coin / currency / cheque / credit card) called the Euro.
8-I enjoy going to the market to look at things on display and then pick the ones I like (down / in / at / up)
9-Heba's father bought her a (bike / computer / camera / blouse) because she is fond of photography.
10-With a (magnetic / membership / credit / secret) card, you can buy things now pay for them later.
11-There was a fault with the jacket, but they refused to give me my money (in / at / on / back)
12-If you have a problem (connect / contact / conserve / contract) us.
13-It is easy to look for the information on the internet by (surfing / serving / servicing / swerving) it.
14-Click on the (keyboard / mouse / switch / socket) to get onto the internet.
15-There is an increase (at/by/ in / on) the number of broadband internet connections.
16-A (leaflet / booklet / chart / catalogue) is a book with information about goods that you can buy from a particular shop.
17-After examining me, the doctor suggested I should see an eye (expert / witness / producer / specialist)
18-The greatest increase in online shopping in (among / between / into / inside) women)
19-I am having some flowers (planted / dried / made / delivered) for my sister's birthday.
20-User-(friend / friendly / friendship / friendliness) websites is an interesting way to attract customers to many online shops and companies.
21-Some people prefer internet banking to a (national / fictional / tradition / traditional) bank.
22-Customers can now order food (by / in / at / with) post or phone.
23-We have been (praising / admiring / complaining / enjoying) the noise made by our neighbors.
24-The forms of money have changed (on / by / over / into) they years.
25-You can (avoid / suffer / face / make) a lot of problems by using a credit card. It is really reliable and convenient.
26-Could I ask some questions (on / for / from / about) the interview?
27-You can get the money you want at any time from any (sewing / washing / cash / printing) machine.
28-It has become easier for people with (free / busy / full / occupied) lives to do shopping on the internet.
29-When I arrived (at / in / on / by) school this morning, I was very tired.
30-The increase in the number of people who do shopping on the internet shows the (decrease / decline / contradiction / growth) of online shopping.
31-The internet has become so (rare / uncommon / popular / unavailable) that most people can't do without it.
32-(What / When / Where / How) has made the traffic problem in Cairo so bad is the increase in the number of cars.
33-I will go to the bank to (lend / borrow / give / loan) some money.
34-My brother wants to open a bank (accountant / account / accountancy / accountable)
35-When he was five years (old / tall / high / wide), she thought a person could breath under water.
36-(Put / Ride / Lower / Click) on the mouse twice to start the program.
37-I think you are (thirsty / hungry / full / sleepy) I will bring you some juice.
38-He usually enjoys (doing / making / playing / giving) the guitar.
39-When I want to (sleep / eat / relax / play) I usually sit and read a story.
40-You can (do / make / give / have) a sport such as basketball.
41-Thinking that the earth is (round / spherical / circular / flat) is a ridiculous idea.
42-The supermarket is busy today, it is full of (shop assistants / sellers / customers / salesmen)
43-The information in this report is based (in / on / at / with) false information.
44-I am looking (foreword / forward / on / for) to hearing from you.
45-(Much / The most / More / Most) of the things mother bought were from shops in our street.
46-Mona has never bought (something / some things / anything / nothing) online.
47-One of the advantages of buying on the internet is that it is sometimes (cheaper / harder / more difficult / slower)
48-Instead of paying (for / back / with / from) banknotes, people used credit cards.
49-The Euro is the (cheque / currency / credit card / bank note) used in Europe nowadays.
50-If I (lend / take / borrow / invest) you money, you should pay me back.

Read the passage then answer the questions:
Most people visiting America from Europe arrive by ship at New York, where the Statue of Liberty is located, one of the landmarks of land. Some of the visitors and immigrants never go beyond New York: they never see places like Chicago, Oklahoma and San Francisco. So the city of New York has people of different races. It has a larger number of foreigners, and one can hear foreign languages being spoken on all sides.
The early settlers chose for their own island which they could easily defend. New York has grown far beyond boundaries of island (Manhattan) and the cost of the land on the island is very expensive. For this reason there are many tall buildings called skyscrapers.
New York, which has a large number of population, is not only the largest but also the most important city in the United States. It the center of business and financial activity. It is not, however, the capital of the USA. The capital is Washington, in the district of Columbia, and the seat of the government is there. The USA is one of the few nations in the world whose largest city is not the capital.
1-Many different languages are spoken in New York. What does this indicate?
2-How do people go to the Statue of Liberty?
3-Do you think New York is important? Why?
4-The seat of the American government is in ……..
a- New York
b- Chicago
c- San Francisco
d- Washington

5-There are many skyscrapers in Manhattan because …….
a- land is very dear.
b- new York is a very modern city.
c- people have added floors to their old buildings.
d- many people what to visit New York.
Read this passage then answer the questions:
In nearly every country the most popular hobby is stamp collecting. Most children don’t collect stamps seriously, but there are some who spend all their time on their collections as well as all their money. A good stamp collection can be very valuable. Most collections, however, aren’t worth much money. They are collections of ordinary stamps that everyone has. There are so many different countries in the world that it is not possible for many people to collect stamps from every country. Most collections, therefore, collect stamps from only a few countries, or they collect particular kind of stamps, for example, stamps with pictures on them.
Most people like to collect something. The list of possible things to collect is endless. There are collections of wild flowers, postcards, and so on. It is not only children who like to collect things, many adults also collect things, especially books and records. Some wealthy people collect antiques, very old pieces of furniture, glass and silverware. Others collect picture that have been painted by famous artists. It is difficult to think anything that someone, somewhere is not collecting.
1. What kind of pictures do some people like on stamps?
2. What does the underlined sentences indicate?
3. Which hobby do you prefer: collecting stamps or coins? Why?
4. People usually collect ……..
a- valuable things c- ordinary things
b-old things d- all these
5. Who collects great paintings?
a-Most people c- Rich people
b-Children d- Famous artists
Translate
1-Letters, e-mails and phones calls all have advantages. A letter provides written documents. A phone call is quick, and e-mail can reach almost any point on earth in an instant.
2-Computer technology is perhaps the most important branch of technology, and so nations have a strong interest in developing their nations' capabilities in that field. So the best approach is to develop or buy computer technology.
3-Young people are the basis of progress to any country. They are full of energy. So they are capable of increasing our products and solving our problem.
4-The River Nile is the main source of water and life in our country. The Egyptians long ago realized the importance of the Nile in their lives, so they did their best to regulate the use of water and control it flood by building dams.
5-Land pollution causes great harm to people, animals and plants. Rubbish pollutes the environment. In the countryside many plants die mostly due to the use of pesticides. These poisonous substances get into the human food and may cause fatal diseases such as cancer.
6-Egypt has expressed its support for the American action against terrorism. However, Egypt believes that the starting point to stem worldwide terrorism is to give the Palestinians their rights as well as their statehood.
1-لقد أثبت استبيان رياضى ان كرة القدم هى أكثر الألعاب شعبية فى العالم.
2-يمكنك الآن القيام بأنشطة عديدة عبر الإنترنت كالتسوق والأعمال المصرفية.
3-يعتقد بعض الناس أن القيام بالأعمال المصرفية عبر الإنترنت أمر محفوف بالمخاطر.
4-إن التسوق بالطرقة التقليدية امر مرهق يستلزم الكثير من الوقت والجهد.
5-لو شارك الجميع فى نظافة البيئة فسوف نقضى على نسبة كبيرة من التلوث.
6-يقال أن مصر هى مهد الحضارة, فهى من أقدم دول العالم تاريخا.
7-تقوم الحكومة ببناء كثير من المدارس كل عام لتواجه الطلب المتزايد على التعليم.
8-يعتقد كثير من الناس أن الزراعة باستخدام المخصبات العضوية هى خير وسيلة لتفادى الأمراض.
Write a paragraph of 100 words about
The way people did shopping in the past is different from the way people do today.
Grammar
مراجعة الأزمنة من الوحدة الأولى
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The Past Perfect
الماضى التام
* يستخدم الماضى التام للتعبير عن شىء حدث قبل شىء آخر .
يستخدم مع :

after / before / as soon as / when / until / till / by the time

►after / as soon as / when + ماضى تام + ماضى بسيط
After ( As soon as / When) he had eaten, he slept.
They called for help after they had seen the thief.
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►before / by the time / when + ماضى بسيط + ماضى تام
Before (By the time / when) he slept, he had eaten.
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ماضى بسيط منفى + until (till) + ماضى تام
I didn’t go out until (till) he had come.
**إذا وجد فعلين فى الماضى فإن الحدث الأول (الذى وقع أولاً) يوضع فى الماضى التام ويوضع الفعل الثانى فى الماضى البسيط .
Examples:
 When I got home, my wife had cooked the dinner.
 When he arrived at the station, the train had left.
نلاحظ كلمة then فى المثال التالى :
 I checked all the prices, then I bought a computer.
 As soon as I had checked all the prices, I bought a computer.
 I had checked all the prices, before I bought a computer.
 I didn’t buy a computer until I had checked all the prices.
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►After + ing ماضى بسيط
► before + ing ماضى تام
►Having + pp ماضى بسيط
 After checking all the prices, I bought a computer.
 Before buying a computer, I had checked all the prices.
 Having checked the prices, I bought a computer.

**يستخدم الماضى التام مع
scarcely / hardly / no sooner
*No sooner …than
*Scarcely / hardly…. when
He left the house. His mother phones him.
He had no sooner left the house than his mother phones him.
He had hardly / scarcely left the house when him mother phoned him.
**إذا بدأت الجملة بـ (no sooner / hardly / scarcely) تكون الجملة فى صيغة سؤال :
No sooner had he left the house than his mother phoned him.
Hardly / scarcely had he left the house when his mother phoned him.
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►By +توقيت فى الماضى + ماضى تام
By the age of ten, Huda had learnt to speak French.
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►Immediately on / Shortly after + ing / اسم
Immediately on his arrival, the phone rang.
Shortly after putting on his coat, it began to rain.

Choose the correct answer
1-Did you post the letter after (wrote / had written / writing / write) it?
2-He ( does / had done / was doing / would do) nothing before he saw us.
3-I wanted to see him again as soon as he (goes / had gone / has gone / was going)
4-He (doesn’t tell / didn’t tell / won’t tell /hadn’t tell ) her name until she had left.
5-He (had walked / was walking / walked / is walking) quickly when I met him yesterday.
6-The fire had spread to the next building before the firemen (had arrived / arrived / would arrive / arrives)
7-He (will take / took / would take / takes) the prize as soon as he had won the competition.
8-When I arrived at the theatre. The play (has already started / had already started / starts / will start)
9-I didn’t forgive him until I (know / had known / have known / would know) the reason for his shameful conduct.
10-No sooner (he had got / had he got / he has got / he got) the message than he read it.
11-He went for a walk after he (had eating / eating / has eaten / having eaten) dinner.
12-(Had / Have / having / After) worn my jacket, I went out.
13-When she had done the shopping,(will return / return / was return / returned) home
14-He went to the cinema as soon as we (have finished / would finish / will finish / had finished) our work.
15-When I heard the good news I (hurry / hurried / will hurry / had hurried) to inform him.
16-When I found my wallet I discovered that someone (has taken / had taken / was taking / takes) the money out of it.
17-By the time he arrived at home, his wife (has made / makes / is making / had made) the dinner.
18-Amr (is painting / was painting / painted / paints) his room when mother shouted.
19-Emad (fell / falls / falling / has fallen) down while running in the street.
20-My grandfather (was dying / dies / die / died) last year.
21-I was riding my bike when I (see / has seen / saw / seen) an accident.
22-The bus (was breaking / broke / breaking / breaks) down in our way to Tanta yesterday.
23-When the old man woke up, he found out that the train (leaves / leaving / will leave / had left)
24-While the teacher was explaining the lesson, the pupils (were taking / are taking / had taken / took) down notes.
25-The cup fell on the floor and (broke / was breaking / had broken / breaking)
26-(During / In / Before / On) seeing the snake, she felt scared.
27-I couldn’t hear the door bell because I (listening / was listening / had listened / am listening) to music.
28-What (have you done / will you do / did you do / were you doing) when the robbery took place?
29-(Hardly /Before / Till / Because) he had told the truth, his father wasn’t angry.
30-She didn’t enjoy skiing (till / after / so / when) she had learned to stop safely.
31-After (had finished / finished / finishing / finish) his homework, he felt relieved and relaxed.
32-I (didn’t hadn’t / don’t / won't) realize my mistakes until I had checked the report many times.
33-The TV didn’t work (while / because / before / by the time) the electricity had cut out.
34-Having (get / gets / getting / got) his degree, he began looking for a job.
35-No sooner (had he / has he / he had / he did) written the report than he phone his boss.
36-I didn’t open the door (before / while / until / when) I had found my key.
37-After (doing / had done / did / do) my homework, I watched the match.
38-I (won't / didn’t / don’t / can't )answer the question until I had read it carefully.
39-Hardly had he left home (that / when / then / than) it began to rain.
40-When I handed the examination paper to the teacher, I found that I (will make / had made / make / was making) some mistakes.
41-By the time I reached the stadium, the match (has begun / begun / beginning / had begun)
42-You have to set your goals (before / as soon as / after / what) starting any work.
43-When I reached the office, the boss wasn’t there because he (had left / was leaving / leaving / leaves) earlier.
44-When I arrived at the party Tom (goes / go / went / had gone) home

45-As soon as they had gone out, I (sat /sit /was sitting / had sit) down and took a rest.

46-After he (Was returning / returned / had returned / return) he asked to travel again.

47-I By the time I saw the film, I (reading / read / had read / was reading) the book.
48-Having (seen / saw /see / had seen) the thief, she cried for help.
49-When I went to bed, I (have eaten / eat / had eaten / ate) eaten something.

50-I (wasn’t leaving / hadn’t finished / didn’t leave / don’t leave) the office until I had finished.
51-I went to see the doctor, but he (had gone / went / has gone / goes)
52-After (Had bought / bought / I buy / buying) the ticket, I took the train.

53-When she (Has done / had done / does / was doing) shopping, she hurried home.
54-As soon as I (Was reading / have read / had read / read) the report, I made the summary
55- (When / Before / By the time / No sooner) I had drunk my coffee, I hurried to catch the train.
56-After she (Had left / left / was leaving / leaves) me a letter, she slept.

57- (Had you closed / Have you closed / Did you close / Will you close) the doors before you come?

58-As soon as I (had known / knew / know / knowing) the exam results, I hurried home to tell my parents
59-When the teacher has entered the class, he (had closed / was closing / had closed / closed) the door.

60-(Having / When / After /before) stolen the money, the thief killed the man.
61-I (haven’t /went / didn’t go / hadn’t gone) to bed until I had watched the movie.

62-He (had told /tells /told/ was telling) the address after I had asked him twice.

63-Before (went / I had gone / going /I go) to bed, I had fed my dog
64-He put on his clothes when he (Was getting / had got up / gets / has got) up

Find the mistake in each of the following sentences, then write them correctly
1-After she had saved enough money, she buys a villa.
2-I parked my car before I had found a place.
3-I don’t start eating till I had washed my hands.
4-When he arrived at the station, the train left.
5-She bought a car after learned to drive.
6-Immediatley in eating the meal, I felt ill.
7-No sooner had I had my lunch, when I went out.
8-My little child didn’t sleep when I had told him s story.
9-Hardly she heard the bad news when she broke down.
10-had done the homework, she went out.
11-The teacher was happy, so his students passed the tests.
12-Having finishing the secondary school, he joined the university.
13-No sooner have I heard her apology than I forgave her.
14-As soon as she had finished work, she had met her friends for coffee.
15-The students don’t do the experiment until they had written a report.
16-Before buy my watch, I had saved money.
17-After Ramy had done the washing up, he watched the football match.
18-Hardly had we eaten the rotten food than we had a stomachache.
19-Before Rash had played tennis, she took a shower.
20-Having leaving the office, she went to a restaurant.
21-I'd just seen him.
22-Mohamed give me back my book today.
23-In June 2007, I have visited my uncle.
24-By the time my father was 17, he has been at work for two year.
25-When I arrived at her house, she gone out.